Who are We?
Hi there! I’m David Albers, and I’ve made it my mission to help people experience the world for nearly free, all thanks to the power of credit card points. Over the years, I’ve mastered the art of maximizing travel rewards and have been fortunate enough to explore some of the most beautiful places on the planet—all without spending a fortune on flights or hotels.
What We Do
At Practical Points, we help you unlock the world of nearly free travel using the power of credit card points. Whether you’re looking to fly first class, stay in luxury hotels, or simply travel more often, we guide you step-by-step on how to maximize rewards, minimize costs, and turn your travel dreams into reality—without breaking the bank. Let us show you how to explore the world for less!
Maximize Your Points Potential
Practical points is a program designed to optimize your lifestyle through proper use of your credit card points programs. Our experts do a complete analysis of your credit score, cards, and points to maximize your current credit portfolio.
Charting Your Path To More Points
Our team analyzes your portfolio, then provides you with a personalized chart to show you which card is perfect for each kind of purchase.
Dining
Flights
Gas
Hotels
Groceries
Rentals
Expert Guidance On Card Selection
Practical Points helps you select the best credit cards for your lifestyle. No matter what you spend the most on, we can help pair you with an option that fits you.
Credit Monitoring & Feedback
The Practical Points team keeps a watchful eye on your credit to ensure that no factors are making major negative impact.
Start Traveling For Free
Want to start seeing more of the world for free? Practical Points offers personalized plans for each of our members, with a super simple setup process.